Protecting your future, protecting your family
Florida boasts a number of rental properties and year-round apartments, so if you are one of the countless renters across our beautiful state, understand how crucial renters insurance is. Without it, you leave yourself and your belongings open and susceptible to damage or loss. At SIG Insurance, we sit down with you to discuss your unique rental situation to determine the best type of coverage for your individual needs.
Essential coverage options for renters
When you rent, you should know that your landlord’s rental property insurance does not cover your personal belongings inside the apartment. The landlord is only responsible for coverage on the structure and potential dwelling fire damage. That leaves a tremendous gap in your insurance coverage, a gap for which you are responsible.
A basic renters insurance policy will offer:
- Personal property coverage
- Liability coverage
- Additional living expenses
This type of coverage protects you in the event that your apartment is rendered unlivable. A basic renters insurance policy will help cover the costs associated with temporary living expenses, so you should not have to worry where you would go if something happened to your apartment. Liability coverage even protects you in the event that someone is injured in your home and needs medical attention or sues you for being responsible.
Your personal insurance advocate
With SIG Insurance, you can trust that your personal insurance advocate is on your side. We work for you, not the insurance companies, and we have access to multiple carriers. This means that we shop around for you based on your needs and budget, designing an insurance package that meets all of your requirements.